After a year of shame and grovelling apologies, the day of reckoning finally arrived. For those Australians hoping for structural separation of the banks, an overhaul of the regulators or heads on sticks, royal commissioner Kenneth Hayne’s verdict would have been disappointing.   For those looking for massive structural change in the wake of the Banking Royal … Continue reading ADELE FERGUSON. The regulators failed bank customers but they are now being trusted to fix this mess. (SMH 5.2.2019)… Continue reading »